In all accidents, it is of the utmost importance to be able to prove who is at fault. While it may seem obvious to those involved who is at fault or negligent in causing the collision, more often than not, insurance companies will want to contest liability. Let’s face it . . . it is not the goal of the insurance companies to pay out on claims, rather keep as much of their money that they can. Even if a settlement is on the horizon, contesting liability is one way to prolong the timing of any settlement. That is why it is absolutely necessary to have evidence to support your claims, even when minor fender-benders can usually be resolved simply by exchanging insurance information. Unless a collision occurs on private property, in which case sometimes police investigation is refused, ALWAYS have law enforcement come to the scene and investigate !!
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